Pet insurance is a way to ensure that you will be able to provide the necessary care for your pet if an unexpected medical situation arises. As veterinary professionals we see the difficulty people have making financial decisions for their beloved pets. The availability of specialty care such as internists and orthopedic surgeons, while expanding the options for our pets, has increased the cost of care. Pet insurance can help.
What are the benefits of having pet insurance?
Until recently there were few options for veterinary pet insurance. There are now a number of plans available. More pet owners are looking to pet insurance as a way to help manage the costs of veterinary care. Pet insurance allows choices, including specialty care. Pet owners may be faced with the decision to limit treatment for injury and illness, or forego routine wellness care for their pet. This may result in an early death that could have been prevented. Monthly insurance premiums spread the cost of veterinary care over time. Our experience is that those who have a good pet insurance plan are happy with their investment.
What are the options for pet insurance?
There are numerous options available for pet insurance. Most plans have an option to cover accidents or illness only. Other plans cover wellness and preventive care as well as accident and illness. Many of the plans available allow you to customize coverage to meet your needs. To review options for providing insurance for your cat or dog, visit www.petinsurancereview.com.
Considerations when searching for a plan include: checking for multiple-pet discounts, coverage limits, coverage for pre-existing conditions, and coverage for pets likely to suffer from congenital problems such as hip dysplasia. Discuss costs of routine care such as exams, blood work, dental care and vaccines with your veterinarian to determine if insurance for wellness and preventive care makes sense for you. Many of these plans offer a review of your pet’s history to see if their plan will give your pet the coverage it needs. It is important to make the decision to invest in pet insurance early in your pet’s life, as most plans will not cover pre-existing conditions. The longer you wait the higher the likelihood your pet may not be eligible for the best coverage.
We recommend Petplan to our clients. Rivertown Animal Hospital does not sell pet insurance and does not receive financial compensation from any insurance provider. Our only interest in pet insurance is to inform you of its availability to assist you in the cost of care for your pet.